Payments using the push transaction model are on the rise around the world. Instead of the sellers pulling money from buyers, buyers initiate payment to sellers. This model has lower risk and is increasingly as convenient to buyers as the older pull model. But how will billers, suppliers, and other payees request payment? Enter the Request-to-Pay, or RtP, which is a new paradigm for presenting a data-rich, digital payment request to the payor. This session introduces the RtP concept, shows the variations emerging in key markets, and predicts where this important trend might lead.